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Brookings, Gold Beach, Oregon Coast Real Estate Sales
About Brookings-Harbor
Nestled on the southernmost Oregon Coast [map], at the heart of America's Wild Rivers Coast, between the breathtaking scenery of the Oregon Coastal Range and the Pacific Ocean, the community of Brookings-Harbor offers an incomparable quality of life.
It is a place where wild and scenic rivers flow through towering forests, a place where you can discover a quiet waterfront town overlooking majestic ocean vistas, and a place where you will find some of the best weather and recreation on the west coast.
As the largest community in Curry County, with a population of approximately 14,000, spread over a fifteen mile long bench of land along the Pacific Ocean, the Brookings-Harbor area's pristine, rugged, accessible and picturesque coastline, natural beauty, mild year-round climate and cultural activities attracts people from throughout the United States.
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Monday, November 8, 2010
Written by From the Curry Coastal Pilot September 25, 2010 06:00 am
President of the Curry County Board of Realtors, Evonne Tribble, said she was completely surprised when past president Skip Watwood announced the winner of the Realtor of the Year Award at the board’s meeting Thursday, Sept. 16.
“He caught me unaware,” she said. “He said that the award winner wasn’t at the meeting, but he would make the announcement anyway, so when he called my name, it was a big surprise.”
When Tribble, who has been in real estate since 2004, was asked why she thought she received the award, she responded, “I don’t know. I guess it’s because of all the work I did this year, like garbage pickup and building the float for the Azalea Festival. I was president elect, and the president elect always does all the work.”
When asked about business, she said, “Business is good.”.
She added, “I love selling real estate. I wanted to do it for a long time and finally just decided to go for it.”
She also noted, however, that she works diligently at promotion, including using the Internet, and putting ads in restaurant menus, and on the carts at Fred Meyer.
It obviously pays off because she has been the recipient of the multi million-dollar sales plaque.
She also credits her association with Premier Properties and as a principal broker with Cushman & Tebbs Sotheby’s International Realty. Her associates in the firm include those in the local office, Yvonne Dunn Rigotti, Sherry Strain, and Robert Concienne, plus Fred Coyle, who alternates between Brookings and an office in Florida, and Linnea Miller who is a principal broker in Bend.
Tribble can be reached at her Sotheby’s office, 937 Chetco Ave., Suite A. The office telephone number is 541-412-8100 and her cell number is 541-661-2636.
Because Tribble loves selling real estate, she said she is always ready, willing and able to share information with anyone who is interested.
Tuesday, March 16, 2010
Welcome to the Southern Oregon coast – this breathtaking region of the state draws countless visitors and residents every year for its warm climate, incredible scenery, variety of outdoor pursuits and exceptional way of life. Realtor® Evonne Tribble is your source for learning all about the area, communities, lifestyle as well as securing the finest Southern Oregon coast property in Curry County and popular cities like Brookings.
Evonne Tribble believes that you deserve nothing less than a real estate agent that strives to enhance every aspect of your home buying or selling experience. She understands that making any decision about real estate can have a significant impact on your life - thus, she offers unmatched personal attention at every step of the way, ensuring that no detail is overlooked. Expect a professional partner that provides straightforward, honest answers to your questions, addresses any challenges with proven solutions, and manages the transaction with only your best interests in mind. But best of all, expect a friend who will always be looking out for you.
Southern Oregon Coast Property
Tribble specializes in all types of Southern Oregon homes for sale, from primary residences to second homes and vacation properties. Ask about real estate in Brookings, Oregon – this community offers a range of properties that is perfect for professionals, families, retirees and anyone seeking a superlative city that perfectly balances cosmopolitan amenities with the atmosphere of a small seaside town.
Feel free to explore the website to learn more about life in Southern Oregon and to begin your search for Brookings Oregon homes. Evonne Tribble looks forward to hearing from you when you are ready to take the next step towards securing your dream Southern Oregon coast property.Southern Oregon Homes for Sale
As both a much admired destination for tourists and also a superlative residential area, the Southern Oregon coast has so much to offer. This unforgettable stretch of Pacific coastline features unbroken ocean views, lush surroundings, miles of pristine beaches and a host of attractive communities to choose from. Within renowned coastal cities like Brookings, Southern Oregon homes for sale are among the most sought after in the state today.
Brookings is a growing community that attracts everyone from professionals to families, vacationers and retirees for its solid infrastructure, oceanfront location, attractions and amenities. There are a range of Brookings Oregon homes that are currently available, from single-family residences to condos, expansive ranch properties and much more. Locations include tranquil settings by the many scenic rivers in the area, within family-friendly neighborhoods, as well as right by the thriving downtown area and its many shops, restaurants and entertainment options. Brookings ocean view property is also popular, providing unparalleled access to the beaches and ocean as well as sweeping vistas of the natural landscape.
Homes for Sale in Southern Oregon
Are you searching for Southern Oregon homes for sale? Consider the Brookings-Harbor area for your next investment. This city presents an exhaustive selection of properties, and a search in this area can be exciting yet also daunting. Remember to partner with a real estate professional that can accurately assess your needs and match you to the right home.
To learn more about Southern Oregon homes for sale, contact Brookings Realtor® Evonne Tribble today.Real Estate in Brookings Oregon
Situated in Curry County, directly on the majestic Southern Oregon coastline is the city of Brookings. Only six miles north of the California border, this exceptional residential destination enjoys a unique climate, picturesque surroundings and access to an vibrant coastal lifestyle. It is no wonder that real estate in Brookings Oregon attracts primary, second and vacation homebuyers from Oregon, California and beyond.
Founded in 1908 by the lumber magnate John Brookings, the city has a long history as a prosperous industrial town, noted for its bountiful terrain and convenient location. Today, the city has grown into a thriving residential area with strong schools, close proximity to healthcare and a thriving real estate market that presents some of the finest Southern Oregon coast property. More and more families are discovering that the laid-back and nurturing atmosphere allows for a great place to raise children. Professionals and retirees continue to flock here for the attractions, amenities and outdoor activities that can be enjoyed all year round.
Choose Real Estate in Brookings
Prospective homebuyers can find charming single-family homes, condos and sprawling ranch properties throughout the area. There are many neighborhoods that are convenient to the beaches, commerce and culture of the city, each boasting its own personality and charms. Consider Brookings ocean view property like a condo if you are seeking a low-maintenance residence or even find a multi-acre plot of land to develop your own custom home. Anything is possible in Brookings.
To learn more about real estate in Brookings Oregon, consult with the leading real estate agent in the area – Evonne Tribble.Brookings Ocean View Property
Are you searching for Brookings ocean view property? You are in store for an unforgettable experience. This region of the Southern Oregon coastline is celebrated for its collection of exceptional real estate properties in close proximity to the most prominent facet of the area – the Pacific Ocean. Realtor® Evonne Tribble is your best resource for finding the Southern Oregon coast property that not only meets your needs, but exceeds your dreams.
The city of Brookings takes full advantage of the presence of the ocean, as well as the many rivers in the area. This is a world-class fishing destination as well as a great place for boating, rafting or kayaking. The miles of beaches allow access to everything from surfing to whale watching or just basking in the sunshine. But residents of Brookings Oregon homes are also treated to beautiful parks, trails and championship golf courses; the local community is brimming with many local shops, restaurants, theaters and seasonal festivals. This is indeed an inspiring place to live no matter what time of the year.
Ocean View Property in Brookings
Whether are seeking a permanent residence, second or vacation home, the selection of Brookings ocean view property will not disappoint. From single-family homes to condos, estate and ranch properties, there is a residence that can fulfill a range of needs and tastes. Enjoy everything from unmatched privacy to deeded beach access, and every interior and exterior element necessary for a modern lifestyle. And of course the extraordinary views of the Pacific that will greet you every day.
To find out more about what a Brookings ocean view property can do to enhance your way of life, contact Evonne Tribble – the leading real estate agent specializing in Brookings homes.
Brookings Oregon Homes
Located by the magnificent Pacific Ocean, Brookings is a distinctive city on the Southern Oregon coast. Due to its particular geographical location, it enjoys much milder weather than its neighbors and offers year round sunshine, warmth, and endless opportunities to connect with nature. Brookings Oregon homes are ideal for anyone seeking a superlative place to live, work and play.
The many local attractions, beaches and rivers attract countless visitors every year. But Brookings is also an exceptional year round community, offering an intimate community feel with the cosmopolitan resources of a larger metropolis. Residents are in the midst of a flourishing business climate, bolstered by tourism, fishing and service industries. Families have access to a good school system, and enjoy a nurturing community that presents many local events and festivals that people of all ages can enjoy. Brookings is also very popular with retirees seeking a relaxing and convenient place where all of their favorite recreational activities are at hand.
Homes in Brookings Oregon
Existing Brookings Oregon homes feature all of the modern comforts and amenities needed to complement the way of life. Properties from single-family homes to condos are built to make full use of the available warmth and sunlight; enjoy open and airy interiors filled with light, gourmet kitchens, fully equipped baths and high quality details and finishes. There is a selection of highly desirable Brookings ocean view property that adds additional appeal with its unbroken vistas of the Pacific.
To learn more about Southern Oregon homes for sale in the city of Brookings, contact Evonne Tribble today.
Brookings Oregon Land for Sale
The Brookings Oregon real estate market presents a wide array of Southern Oregon homes for sale. Homebuyers looking to relocate to the city will find many excellent single-family residences to choose from; second and vacation homeowners often turn to turnkey condos that offer less responsibility and more convenience. But for some, only the opportunity to create their own home from scratch will do – fortunately there is Brookings Oregon land for sale for exactly that reason.
Brookings-Harbor and the Curry County region are noted for its lush terrain, which extends from the pristine beaches along the Pacific to rolling lands that feature rivers and wood areas. Prospective buyers will find open land within a variety of locations, from oceanfront areas to the outskirts of the city. Choose to build custom Brookings Oregon homes by the riverfront, or find the perfect setting within a gated community that has been designed to enhance privacy and tranquility. Whatever location you prefer, Brookings Oregon land for sale is an excellent opportunity to build the residence that you have always dreamed of.
Land for Sale in Brookings
Imagine having private access to the beach, ample acreage to keep horses, or fishing opportunities as part of your front yard - anything is possible when you choose one of the beautiful parcels of land available in Brookings. Outfit your custom residence to feature every interior comfort you want, and there will truly be nothing left to be desired from your home in Brookings.
To learn more about Brookings Oregon land for sale, contact the leading real estate agent in the area –Evonne Tribble.
Brookings Oregon Property
Since its creation as a lumber and fishing city in the early 1900’s, the city of Brookings has grown into a leading residential and recreation destination. Today it is known as the ‘Banana Belt’ of the Oregon Coast - receiving countless visitors and residents every year for its warm climate and superlative recreation activities. The amount of attention the city continually receives ensures that any investment in Brookings Oregon property is a smart choice for the future.
Brookings Oregon property is celebrated for offering a diverse collection of residential and commercial opportunities throughout its three square mile area. Southern Oregon homes for sale in this city can be anything from a quiet cabin along the riverfront to a breathtaking ocean view condo or a tranquil family hideaway within a private multi-acre expanse. Investors seeking Brookings Oregon property for commercial use will also find many buildings and land for sale that enjoy advantageous locations in the heart of the city’s commercial center.
Property in Brookings Oregon
Whatever you needs or goals may be, always remember to partner with a seasoned real estate professional that has unmatched experience will all types of real estate investments. From Brookings Oregon homes to open land and commercial buildings your agent has the knowledge and resources to match you to the right property and ensure you get the most out of your investment.
To learn more about Brookings Oregon property, contact Evonne Tribble. She is the leading real estate specialist serving the city of Brookings today.Brookings Oregon Real Estate
Brookings is a much-admired residential destination whose popularity only continues to grow. This city, situated on the southern most tip of the Oregon coast, offers unparalleled access to pristine beaches, the Pacific Ocean as well as a community that excels in providing every resource and amenity needed for a superlative quality of life. The Brookings Oregon real estate market is ideal for buyers ranging from professionals to families as well as retirees.
The range of Brookings Oregon real estate properties include single-family residences, condos, estate properties and even land for sale. Find the perfect primary residence or second home in a gated community, along the city’s serene riverfront, or locate a private multi-acre compound in rural settings or discover your own sanctuary by the ocean. You can even have the chance to construct your dream home from the ground up. No matter what you choose, all properties offer an array of interior and exterior appointments to meet the demands of the modern lifestyle. The available selection of residences in Brookings is Southern Oregon coast property at its finest.
Buy Brookings Oregon Real Estate
The way of life is one of the major benefits of buying real estate in Brookings Oregon. Every aspect of the local culture is both inspiring and relaxing – whether you prefer outdoor pursuits like boating, fishing, surfing, hiking and golfing or more cosmopolitan activities like shopping, dining or enjoying performances or arts festivals. And with its thriving economy, good schools and access to healthcare, this city promises residents strong prospects for the future.
For more information about Brookings Oregon real estate, contact Evonne Tribble today.
Macklyn Cove Condominiums
Located in the renowned city of Brookings, Oregon is the much-admired development of Macklyn Cove Condominiums. This community is perfect for a range of buyers including vacation and second homeowners as well as retirees – the exceptional location by Macklyn Cove Beach, sweeping vistas of the Pacific Ocean and selection of attractive properties create a quality of life is second to none.
Condos are often the preferred Southern Oregon coast property for vacationers and retirees; these turnkey residences offer less maintenance than owning a traditional home, offer wonderful shared amenities and all of the modern necessities. Some condos even come furnished so that buyers can have even less to worry about. Macklyn Cove Condominiums are in particular demand because of the incredibly climate that the city of Brookings enjoys throughout the year, as well as proximity to a thriving local culture and limitless outdoor recreation options. Owners will have no problems finding renters when they are not using the condo for themselves.
Condos in Macklyn Cove
Is the condominium lifestyle right for you? Ask your real estate agent today to learn more about what advantages real estate in Brookings Oregon has to offer you, as well as to begin your search for available properties. Your Realtor® will guide you through the area, communities, and ensure that you invest in a home that matches your lifestyle perfectly.
To learn more about Macklyn Cove Condominiums, contact Brookings, Oregon real estate specialist Evonne Tribble today.
Rainbow Rock Condominiums
The city of Brookings, Oregon has long been a destination for vacationers and second homebuyers seeking the perfect getaway. For many, the convenience of a condo – with its low maintenance and amenities – is undeniable. Situated on 13 acres, in an exclusive setting on the beach, Rainbow Rock Condominiums is an exceptional gated community that presents an excellent investment opportunity for vacationers and retirees alike.
Featuring unbroken views of the ocean and just a short walk away from the pristine sands of the beach, the condos at Rainbow Rock are truly a cut above. Only two miles from downtown Brookings, they are also in close proximity to all of the shops, restaurants and entertainment of the city. Existing Rainbow Rock condominiums have been impeccably maintained and upgraded over the years – expect all of the state of the art appliances, details and fixtures that fulfill today’s exacting standards. When not using your condo for yourself, consider making extra income by renting your condo out to the many visitors who come to Brookings every year.
Find Rainbow Rock Condominiums
To take full advantage of what Rainbow Rock Condominiums have to offer, connect with a knowledgeable and professional Southern Oregon coast property specialist that can guide you through the many possibilities and match you to the right one. Maximizing your potential in this growing area will make sure that any investment you make will provide personal and financial dividends for years to come.
For more information about Rainbow Rock Condominiums and other real estate in Brookings, Oregon, contact real estate agent Evonne Tribble today.
Wednesday, March 10, 2010

JUST SOLD!
1303 Moore St #302
2B/2B
Another beautiful day overlooking the Oregon Coast from the windows of your very own ocean front condo.
In Brookings OR & Gold Beach we have several ocean front condominium complexes to choose from.
Call me today for your very own view!
Evonne 541-661-2636

JUST SOLD!
1303 Moore St #302
2B/2B
Another beautiful day overlooking the Oregon Coast from the windows of your very own ocean front condo.
In Brookings OR & Gold Beach we have several ocean front condominium complexes to choose from.
Call me today for your very own view!
Evonne 541-661-2636
Sunday, March 7, 2010
Oregon Coast
Welcome to the Southern Oregon Coast! About Brookings-Harbor Nestled on the southernmost Oregon Coast [map], at the heart of America's Wild Rivers Coast, between the breathtaking scenery of the Oregon Coastal Range and the Pacific Ocean, the community of Brookings-Harbor offers an incomparable quality of life. It is a place where wild and scenic rivers flow through towering forests, a place where you can discover a quiet waterfront town overlooking majestic ocean vistas, and a place where you will find some of the best weather and recreation on the west coast. As the largest community in Curry County, with a population of approximately 14,000, spread over a fifteen mile long bench of land along the Pacific Ocean, the Brookings-Harbor area's pristine, rugged, accessible and picturesque coastline, natural beauty, mild year-round climate and cultural activities attracts people from throughout the United States.
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Saturday, March 6, 2010
A Trip To The Beach
Another beautiful day on the beautiful Oregon coast.
I have family in from Bend OR. My husband & I took them to South Beach at Harris Beach State Park. The air was a bit cool but the kids still had a great time playing in the surf and digging holes in the sand.
As we stood on the beach and considered how long it had been since we had taken the time to enjoy one of the best places on the Oregon Coast, we both agreed to make the visit more often.
I am always amazed how we take the beauty of the Oregon Coast for granted. I encourage everyone to enjoy on a regular basis the natural beauty of Brookings Oregon & the Wild Rivers Coast.
Posted by Evonne Tribble at 1:43 PM 0 comments
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Thursday, March 4, 2010
Residential Review: Curry County, Oregon January 2010 Reporting PeriodJanuary Residential HighlightsMarket activity was mixed inCurry County for January 2010compared to the same month a yearago. Closed sales jumped 33.3%, butthe number of pending sales wasexactly the same and new listingsfell 18%.Compared with December 2009,closed sales fell 42.9% (12 v. 21),pending sales dropped 15.8% (16 v.19) and new listings increased 20.6%(41 v. 34).Sale PricesWhile the number of salesincreased, the average sale price forJanuary 2010 decreased a significant20.8% and the median sale price fell34.3% when compared to January2009.In addition, compared withDecember 2009, the average saleprice dropped 8% ($227,000 v.$246,600). Further, the median saleprice decreased 3.5% ($207,000 v.$214, 500).
Posted by Evonne Tribble at 12:43 PM 0 comments
Labels: Curry County Latest Market Action
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Brookings Oregon Events March 3rd And Beyond
Wild RIvers Coast events for March 3 and beyondMarch 03, 2010 09:35 am‘Sleeping Beauty and the Beast’The youth production of “Sleeping Beauty and the Beast” will be presented on the weekends of March 5-7 and 12-14 at the Harbor Performing Arts Center in the Brookings-Harbor Shopping Center. Show times are 7:30 p.m. on Fridays and Saturdays, and 2 p.m. on Sundays.Soroptimist Baby ShowerThe annual Soroptimist International of Brookings Baby Shower is set for 10 a.m. to 2 p.m. Saturday, March 6, at the Brookings Elks Lodge, 800 Elk Drive.Pistol River concertThe Pistol Rivers Concert Association presents the Celtic trio Tarish at 8 p.m. Saturday, March 6, at the Pistol River Friendship Hall, 24252 Carpenterville Rd., Pistol River.Vienna Boys ChoirThe Friends of Music concert series presents the Vienna Boys Choir at 7:30 p.m. Sunday, March 7, at Trinity Lutheran Church, 1200 Easy St., Brookings.Tall Ship VisitThe tall ship Hawaiian Chieftain will visit Crescent City March 11-16 as the final stop on its “Hands-On History for Youth” tour. The public hours will be 4 to 5 p.m. daily at the Crescent City Harbor, 101 Citizens Dock Road.‘Annie’The Lighthouse Repertory Theatre production of “Annie” is onstage for two weekends, March 11-21, at Crescent Elk Auditorium, 994 G St., Crescent City. Showtimes are 7:30 p.m. on Fridays and Saturdays, and 2 p.m. on Sundays.Brookings Art WalkThe Second Saturday Brookings Art Walk strolls through downtown from 4 to 7 p.m. Saturday, March 13. Most venues are near Art Walk Alley, a half-block south of Chetco Avenue at Oak Street.Tribute to Bob SegerElk Valley Casino presents a Tribute to Bob Seger in a live concert at 9 p.m. Saturday, March 13, at the casino, 2500 Howland Hill Road, Crescent City.Orchid ShowThe Siskiyou Coast Orchid Club Show and Sale blooms from 10 a.m. to 4 p.m. Saturday and Sunday, March 20-21, at the Harbor Fire Hall, 98069 W. Benham Lane.Beach CleanupThe annual SOLV Spring Oregon Beach Cleanup is Saturday, March 20, running from 10 a.m. to 1 p.m. at various locations along the Oregon Coast, including Harris Beach State Park in Brookings, the Port of Gold Beach, and Battle Rock Wayside in Port Orford.Home ShowThe Brookings-Harbor Home Show has dozens of vendors lined up for Saturday and Sunday, March 27-28, at Kalmiopsis School, 650 Easy St., Brookings. The hours are 10 a.m. to 5 p.m. Saturday, and 11 a.m. to 3 p.m. Sunday.Lighthouse toursThe Del Norte County Historical Society re-opens tours of the Battery Point Lighthouse in Crescent City on Saturdays and Sundays through March 28. Hours are generally 10 a.m. to 4 p.m., but sometimes are limited because access is by foot at low tide.
Posted by Evonne Tribble at 12:34 PM 0 comments
Labels: Brookings Oregon Events March 3rd And beyond
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Nobody likes paying a dime extra in taxes. Yet when it comes to property tax bills, some homeowners pay too much simply because they aren’t aware of the common property tax exemptions that exist in most communities.Many exemptions aren’t automatic. You’ll need to determine for yourself what they are and whether you qualify. Contact your local tax assessor. Property tax exemptions vary not just by state, but by jurisdictions within each state. Research and paperwork might require four hours, but the effort could lower your tax bill noticeably.HomesteadsMany states offer a homestead exemption to homeowners who occupy their homes as primary residences for a majority of the year. Some states require a minimum term of residency before you can apply. In Maine, for example, it’s 12 months; in Alabama, you can qualify in two to six weeks. The exemption may lower a home’s assessed value by a percentage, say 15%, or a dollar amount such as $25,000. Some states tie the homestead exemption to other criteria such as age or income level. Each locality has its own rules and time frames for filing. Some even require homeowners to re-apply each year.Seniors and the disabledMany states offer generous property tax exemptions to both older homeowners and the disabled. South Dakota, for example, has multiple relief programs that allow both groups to seek property tax refunds and reductions in real estate assessments. There are age, income, and residency restrictions. Read the fine print. A homestead exemption aimed at the elderly may only defer property taxes until the home is sold. And don’t assume exemptions for seniors kick in at 65. Some may start at 60 years old, while others begin at 70. Disabled homeowners may be required to show proof, such as eligibility for Social Security disability benefits.Military veteransService to your country abroad may grant you property tax relief at home. Exemptions are generally available for veterans who own a home (primary residence), served during wartime, and were honorably discharged. Some states offer them to all veterans; some, like Pennsylvania, to disabled vets. To qualify, you’ll probably need to provide proof of service. You may also have to meet length of residency requirements and income restrictions. Frequently, this exclusion is eligible for the spouses of veterans who lost their lives in war, and sometimes it’s available to parents of the deceased as well.RenovationsIf you like to renovate, you’ll love these tax breaks. In the North Dakota cities of Bismarck and Fargo, fixing up a residential property that’s more than 25 years old can earn you a five-year exemption from paying property taxes on the value the remodeling added to your home. In Pierce County, Wash., you can get a three-year exemption for home improvements. Check with your tax assessor’s office before tearing anything down, however, because applications may need to be approved before work begins. Renovations of historic properties may also be eligible for property tax breaks.Energy incentivesInstalling renewable energy systems in your house could pay off on your property tax bill as well as your energy bill. Many states are excluding the value of certain green improvements from a home’s real estate assessment. Eligible upgrades may include the installation of solar water heaters, geothermal heat pumps, or photovoltaics. Look for information on state and local property tax breaks for renewable energy systems on the Database of State Incentives for Renewables & Efficiency, or DSIRE for short. Click your state on the interactive map, then follow any links listed under Property Tax Exemptions.Other exemptionsA visit to your local tax assessor’s office may turn up other less common property tax exemptions. Maine Township, Ill., offers a long-time occupant exemption for people who’ve owned their homes continuously for 10 years and earn less than $75,000 annually. Some counties in New York State reduce the assessed value of the homes of volunteer firefighters. Many states offer widow/widower exemptions. It doesn’t hurt to ask.Are exemptions worth the effort?In 2008 the U.S. median property tax paid was $1,897 annually, or 0.96% of the median home value of $197,600. The highest median property tax was paid in Westchester County, N.Y.: $8,890; the lowest, St. Landry Parish, La., at $140. Savings from exemptions will vary widely depending where you live, the value of your home, and what you qualify for. A $15,000 exemption on the U.S. median home value of $197,600 would result in annual savings of about $144. A 15% exemption would save about $285.This article provides general information about tax laws and consequences, but is not intended to be relied upon by readers as tax or legal advice applicable to particular transactions or circumstances. Readers should consult a tax professional for such advice, and are reminded that tax laws may vary by jurisdiction.Barbara Eisner Bayer has written about mortgages and personal finance for the past 15 years for Motley Fool, Daily Plan-It, and Nurse Village, and is the former Managing Editor of Mortgageloan.com and Credit-land.com. She splits time between a beachfront condo and a mountain retreat, which leaves her with double the pleasure and double the headaches of homeownership.
Posted by Evonne Tribble at 12:27 PM 0 comments
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Paying income taxes is never fun, but there’s a silver lining when you get money back. The average tax refund fluctuates from year to year, but lately it’s been in the neighborhood of $2,500. That’s a nice neighborhood.An extra $2,500 from the IRS can do a lot of good around the house, from insulating an attic to sprucing up a dated bathroom. It can also pay down high-interest debt, or help you get ahead on mortgage payments. How do you decide?Alan D. Kahn, a financial planner in Syosset, N.Y., offers tips for investing a tax refund in your home. Depending on your life stage and financial circumstances, sometimes it makes sense to invest the money in home-related projects. Other times, the best investment you can make in your home is not investing in it at all.HouseLogic: What should be your priority if you get a $2,500 refund?Alan Kahn: No matter what your situation, first and foremost, if you have credit card debt, pay it down. That’s the one item that’s creating financial havoc throughout the country. In fact, the enormous interest payments may ultimately affect your ability to meet mortgage payments.Although you may be tempted to put a refund in a retirement account, and just continue paying the credit card minimum each month, retirement accounts may not be earning much. However, your credit card company may be charging 15% or more. The best thing to do is get rid of that noose.HL: What’s the next priority?AK: Use the refund to create, or add to, an emergency fund, to cover something like a new hot water heater or leaky roof. You need a liquid account you can access quickly. After that, it all depends on where you are in your life and with your home. If you have children, a 529 college savings plan is a good idea. You may get a state income tax break if you invest in your state’s 529 plan. If college is not an issue, add to your retirement plan.Also, some may think, “Now I can afford the life or home insurance I knew I should have,” but this is poor reasoning: You should have that anyway, not wait for an IRS windfall.HL: What about settling non-credit card debt, such as getting ahead on mortgage payments?AK: This is a little trickier. If you’re fairly young and have many years ahead at a low fixed rate, in the 4% to 5% range, don’t bother with early repayments. But if you’re older and the end is in sight, it can be nice to own your house outright. It gives you a future pool for a loan you may need later, or a reverse mortgage. Some may say you shouldn’t have money tied up in your house, but I say, “Don’t feel this is bad!” You can get more liquidity later, if you need it.HL: What about HELOCs?AK: Many homeowners have taken out home equity lines of credit or similar second-mortgage products. These usually give you a tax break and tend to have a low interest rate, so again, you probably don’t need to use a refund to pay these down, unless they’re very high.HL: How about using the refund to improve your house and make it more valuable?AK: If you’re thinking of selling your house in the near future, you can use a refund to help with a remodeling job that you may get back later in the form of a higher selling price. An extra bathroom may make a house more saleable in a tough market.But don’t think too much in the long term. If you’re planning to spend many years in your home, it’s too early to think about the future [sale of it]. Of course, you can still make a home improvement, but it should be something that makes you happy, not some far-distant buyer.Richard J. Koreto has been editor of several professional financial magazines and is the author of “Run It Like a Business,” a practice management book for financial planners. He and his wife own a pre-Civil War house in Rockland County, NJ
Saturday, March 6, 2010
A Trip To The Beach
Another beautiful day on the beautiful Oregon coast.
I have family in from Bend OR. My husband & I took them to South Beach at Harris Beach State Park. The air was a bit cool but the kids still had a great time playing in the surf and digging holes in the sand.
As we stood on the beach and considered how long it had been since we had taken the time to enjoy one of the best places on the Oregon Coast, we both agreed to make the visit more often.
I am always amazed how we take the beauty of the Oregon Coast for granted. I encourage everyone to enjoy on a regular basis the natural beauty of Brookings Oregon & the Wild Rivers Coast.
Thursday, March 4, 2010
January Residential Highlights
Market activity was mixed in
Curry County for January 2010
compared to the same month a year
ago. Closed sales jumped 33.3%, but
the number of pending sales was
exactly the same and new listings
fell 18%.
Compared with December 2009,
closed sales fell 42.9% (12 v. 21),
pending sales dropped 15.8% (16 v.
19) and new listings increased 20.6%
(41 v. 34).
Sale Prices
While the number of sales
increased, the average sale price for
January 2010 decreased a significant
20.8% and the median sale price fell
34.3% when compared to January
2009.
In addition, compared with
December 2009, the average sale
price dropped 8% ($227,000 v.
$246,600). Further, the median sale
price decreased 3.5% ($207,000 v.
$214, 500).
Brookings Oregon Events March 3rd And Beyond
March 03, 2010 09:35 am
‘Sleeping Beauty and the Beast’
The youth production of “Sleeping Beauty and the Beast” will be presented on the weekends of March 5-7 and 12-14 at the Harbor Performing Arts Center in the Brookings-Harbor Shopping Center. Show times are 7:30 p.m. on Fridays and Saturdays, and 2 p.m. on Sundays.
Soroptimist Baby Shower
The annual Soroptimist International of Brookings Baby Shower is set for 10 a.m. to 2 p.m. Saturday, March 6, at the Brookings Elks Lodge, 800 Elk Drive.
Pistol River concert
The Pistol Rivers Concert Association presents the Celtic trio Tarish at 8 p.m. Saturday, March 6, at the Pistol River Friendship Hall, 24252 Carpenterville Rd., Pistol River.
Vienna Boys Choir
The Friends of Music concert series presents the Vienna Boys Choir at 7:30 p.m. Sunday, March 7, at Trinity Lutheran Church, 1200 Easy St., Brookings.
Tall Ship Visit
The tall ship Hawaiian Chieftain will visit Crescent City March 11-16 as the final stop on its “Hands-On History for Youth” tour. The public hours will be 4 to 5 p.m. daily at the Crescent City Harbor, 101 Citizens Dock Road.
‘Annie’
The Lighthouse Repertory Theatre production of “Annie” is onstage for two weekends, March 11-21, at Crescent Elk Auditorium, 994 G St., Crescent City. Showtimes are 7:30 p.m. on Fridays and Saturdays, and 2 p.m. on Sundays.
Brookings Art Walk
The Second Saturday Brookings Art Walk strolls through downtown from 4 to 7 p.m. Saturday, March 13. Most venues are near Art Walk Alley, a half-block south of Chetco Avenue at Oak Street.
Tribute to Bob Seger
Elk Valley Casino presents a Tribute to Bob Seger in a live concert at 9 p.m. Saturday, March 13, at the casino, 2500 Howland Hill Road, Crescent City.
Orchid Show
The Siskiyou Coast Orchid Club Show and Sale blooms from 10 a.m. to 4 p.m. Saturday and Sunday, March 20-21, at the Harbor Fire Hall, 98069 W. Benham Lane.
Beach Cleanup
The annual SOLV Spring Oregon Beach Cleanup is Saturday, March 20, running from 10 a.m. to 1 p.m. at various locations along the Oregon Coast, including Harris Beach State Park in Brookings, the Port of Gold Beach, and Battle Rock Wayside in Port Orford.
Home Show
The Brookings-Harbor Home Show has dozens of vendors lined up for Saturday and Sunday, March 27-28, at Kalmiopsis School, 650 Easy St., Brookings. The hours are 10 a.m. to 5 p.m. Saturday, and 11 a.m. to 3 p.m. Sunday.
Lighthouse tours
The Del Norte County Historical Society re-opens tours of the Battery Point Lighthouse in Crescent City on Saturdays and Sundays through March 28. Hours are generally 10 a.m. to 4 p.m., but sometimes are limited because access is by foot at low tide.
Many exemptions aren’t automatic. You’ll need to determine for yourself what they are and whether you qualify. Contact your local tax assessor. Property tax exemptions vary not just by state, but by jurisdictions within each state. Research and paperwork might require four hours, but the effort could lower your tax bill noticeably.
Homesteads
Many states offer a homestead exemption to homeowners who occupy their homes as primary residences for a majority of the year. Some states require a minimum term of residency before you can apply. In Maine, for example, it’s 12 months; in Alabama, you can qualify in two to six weeks. The exemption may lower a home’s assessed value by a percentage, say 15%, or a dollar amount such as $25,000. Some states tie the homestead exemption to other criteria such as age or income level. Each locality has its own rules and time frames for filing. Some even require homeowners to re-apply each year.
Seniors and the disabled
Many states offer generous property tax exemptions to both older homeowners and the disabled. South Dakota, for example, has multiple relief programs that allow both groups to seek property tax refunds and reductions in real estate assessments. There are age, income, and residency restrictions. Read the fine print. A homestead exemption aimed at the elderly may only defer property taxes until the home is sold. And don’t assume exemptions for seniors kick in at 65. Some may start at 60 years old, while others begin at 70. Disabled homeowners may be required to show proof, such as eligibility for Social Security disability benefits.
Military veterans
Service to your country abroad may grant you property tax relief at home. Exemptions are generally available for veterans who own a home (primary residence), served during wartime, and were honorably discharged. Some states offer them to all veterans; some, like Pennsylvania, to disabled vets. To qualify, you’ll probably need to provide proof of service. You may also have to meet length of residency requirements and income restrictions. Frequently, this exclusion is eligible for the spouses of veterans who lost their lives in war, and sometimes it’s available to parents of the deceased as well.
Renovations
If you like to renovate, you’ll love these tax breaks. In the North Dakota cities of Bismarck and Fargo, fixing up a residential property that’s more than 25 years old can earn you a five-year exemption from paying property taxes on the value the remodeling added to your home. In Pierce County, Wash., you can get a three-year exemption for home improvements. Check with your tax assessor’s office before tearing anything down, however, because applications may need to be approved before work begins. Renovations of historic properties may also be eligible for property tax breaks.
Energy incentives
Installing renewable energy systems in your house could pay off on your property tax bill as well as your energy bill. Many states are excluding the value of certain green improvements from a home’s real estate assessment. Eligible upgrades may include the installation of solar water heaters, geothermal heat pumps, or photovoltaics. Look for information on state and local property tax breaks for renewable energy systems on the Database of State Incentives for Renewables & Efficiency, or DSIRE for short. Click your state on the interactive map, then follow any links listed under Property Tax Exemptions.
Other exemptions
A visit to your local tax assessor’s office may turn up other less common property tax exemptions. Maine Township, Ill., offers a long-time occupant exemption for people who’ve owned their homes continuously for 10 years and earn less than $75,000 annually. Some counties in New York State reduce the assessed value of the homes of volunteer firefighters. Many states offer widow/widower exemptions. It doesn’t hurt to ask.
Are exemptions worth the effort?
In 2008 the U.S. median property tax paid was $1,897 annually, or 0.96% of the median home value of $197,600. The highest median property tax was paid in Westchester County, N.Y.: $8,890; the lowest, St. Landry Parish, La., at $140. Savings from exemptions will vary widely depending where you live, the value of your home, and what you qualify for. A $15,000 exemption on the U.S. median home value of $197,600 would result in annual savings of about $144. A 15% exemption would save about $285.
This article provides general information about tax laws and consequences, but is not intended to be relied upon by readers as tax or legal advice applicable to particular transactions or circumstances. Readers should consult a tax professional for such advice, and are reminded that tax laws may vary by jurisdiction.
Barbara Eisner Bayer has written about mortgages and personal finance for the past 15 years for Motley Fool, Daily Plan-It, and Nurse Village, and is the former Managing Editor of Mortgageloan.com and Credit-land.com. She splits time between a beachfront condo and a mountain retreat, which leaves her with double the pleasure and double the headaches of homeownership.
HouseLogic: What should be your priority if you get a $2,500 refund?
Alan Kahn: No matter what your situation, first and foremost, if you have credit card debt, pay it down. That’s the one item that’s creating financial havoc throughout the country. In fact, the enormous interest payments may ultimately affect your ability to meet mortgage payments.Although you may be tempted to put a refund in a retirement account, and just continue paying the credit card minimum each month, retirement accounts may not be earning much. However, your credit card company may be charging 15% or more. The best thing to do is get rid of that noose.
HL: What’s the next priority?
AK: Use the refund to create, or add to, an emergency fund, to cover something like a new hot water heater or leaky roof. You need a liquid account you can access quickly. After that, it all depends on where you are in your life and with your home. If you have children, a 529 college savings plan is a good idea. You may get a state income tax break if you invest in your state’s 529 plan. If college is not an issue, add to your retirement plan.Also, some may think, “Now I can afford the life or home insurance I knew I should have,” but this is poor reasoning: You should have that anyway, not wait for an IRS windfall.
HL: What about settling non-credit card debt, such as getting ahead on mortgage payments?
AK: This is a little trickier. If you’re fairly young and have many years ahead at a low fixed rate, in the 4% to 5% range, don’t bother with early repayments. But if you’re older and the end is in sight, it can be nice to own your house outright. It gives you a future pool for a loan you may need later, or a reverse mortgage. Some may say you shouldn’t have money tied up in your house, but I say, “Don’t feel this is bad!” You can get more liquidity later, if you need it.
HL: What about HELOCs?
AK: Many homeowners have taken out home equity lines of credit or similar second-mortgage products. These usually give you a tax break and tend to have a low interest rate, so again, you probably don’t need to use a refund to pay these down, unless they’re very high.
HL: How about using the refund to improve your house and make it more valuable?
AK: If you’re thinking of selling your house in the near future, you can use a refund to help with a remodeling job that you may get back later in the form of a higher selling price. An extra bathroom may make a house more saleable in a tough market.But don’t think too much in the long term. If you’re planning to spend many years in your home, it’s too early to think about the future [sale of it]. Of course, you can still make a home improvement, but it should be something that makes you happy, not some far-distant buyer.Richard J. Koreto has been editor of several professional financial magazines and is the author of “Run It Like a Business,” a practice management book for financial planners. He and his wife own a pre-Civil War house in Rockland County, NJ